Verified rides. Agreed fares. Shared journeys. The whole flow from search to drop-off, explained step by step for both sides of the trip.
RideFi isn’t a ride service. It’s a way to share journeys with people already going your way. These three principles shape every trip on the platform.
Every rider and every driver is identity-verified before their first trip. Government ID, selfie match, phone number confirmed. No anonymous accounts.
Fares are agreed upfront, before the trip starts. No surge pricing. No bidding. No surprises at drop-off. You know exactly what you’ll pay or earn.
Real shared journeys with people heading your way. Not a chauffeur service. A way to travel together, split the cost, and reduce traffic on Lagos roads.
From the moment you open the app to the moment you confirm drop-off, here’s what happens.
Enter where you are and where you’re going. RideFi shows you verified drivers already headed that way at the time you need to travel. Filter by departure time, vehicle type, or driver rating.
See driver profiles with photo, name, rating, vehicle, and route match. Read reviews from other riders. You pick who you ride with, not an algorithm. Match on what matters to you.
Fares are shown upfront before you confirm. No surge pricing, no bidding, no hidden fees. You see the exact amount and decide whether to ride. Pay via card, transfer, or in-app wallet.
Get walking directions to the pickup point. Track the driver in real time as they approach. At pickup, confirm their identity in-app before getting in. Enjoy the ride.
At drop-off, you both confirm completion. Payment auto-releases from your wallet. Rate your driver so the next rider has better information. Done.
Driving with RideFi means you choose your route, your riders, and your hours. Here’s the full flow from posting a trip to payout.
Share where you’re starting from, where you’re going, and when. Add how many seats you have available. Set your fare, or use the RideFi suggested fare for your route.
Riders heading your way send requests. See their full profile, rating, pickup location, and how many people. All identity-verified. You decide who works for you.
Accept who fits your trip. Decline anyone you’re not sure about, no questions asked. RideFi doesn’t force matches. You’re in control of who joins your car.
At pickup, confirm each rider’s identity in-app. Drive your route. Use in-app messaging for any coordination. Focus on the road, the app handles the rest.
At drop-off, both sides confirm completion. 88 percent of the agreed fare lands in your in-app wallet within seconds. Withdraw to your bank account anytime, no fees, no waiting.
Safety isn’t a feature bolted on at the end. It’s built into every part of the flow.
Every user verifies their government ID and matches their face to it via selfie. No anonymous accounts on the platform, ever.
Riders and drivers confirm each other’s identity in-app before the ride starts. Tap to confirm matches the face on file. If something feels wrong, cancel before getting in.
SOS button is one tap away from emergency services and the RideFi safety team.
Both sides rate each other. Low ratings trigger reviews. Verified accounts that misbehave get suspended. The system learns who to trust.
RideFi launches in Nigeria. iOS and Android. Free to download. Identity verification takes under three minutes.