Verification before access.
Identity verification is not a feature. It is the foundation. Every member, driver and rider, completes government ID and live selfie verification before they can use the platform.
RideFi is a verified carpooling platform connecting drivers and riders going the same way. Started in Lagos. Building for Nigeria first.
Identity verification is not a feature. It is the foundation. Every member, driver and rider, completes government ID and live selfie verification before they can use the platform.
The behaviour already exists everywhere. WhatsApp groups, neighbours coordinating, friends sharing fuel. RideFi gives that behaviour structure, verification, and accountability.
Most Nigerians do not want to pay above the market rate on ride hailing platforms. They are not waiting for a cheaper version. They need a fundamentally different model.
On why RideFi exists.
I drove and watched many colleagues at my work place and neighborhood go to the same route in Lagos every weekday for years.
I knew that many people in my estate were making the same trips at the same time. We just never had an organised, verified, safe way to share that journey.
The informal options existed. Asking a neighbour at the gate. Announcing on WhatsApp. The ‘carry me’ at the bus stop. Knowing a colleague who was going the same direction at the gate. Knowing a neighbour who was going the same direction. But none of these had structure one can plan around.
At the same time, I watched the e-hailing platforms grow, Uber, Bolt, and noticed something: they were solving for the top 20% of urban commuters. The people who could afford solo rides at above the market rate. The other 80%, the motor park passengers, the BRT queue at 5am, the car owners absorbing full fuel costs alone, were still completely underserved.
The behaviour of carpooling already existed everywhere. The WhatsApp groups. The informal arrangements. The ‘carry me’ at the bus stop. Millions of Nigerians were already trying to share journeys, they just had no platform to do it reliably.
That is what RideFi is. Infrastructure for a behaviour that already exists. Built in Lagos, for the way Nigerians actually commute.
We are a small team building something significant. Every person here has made the Lagos commute enough times to know exactly what we are building and why.

Over 16 years of combined experience in product design, management and software engineering across banking, fintech, insurance, and aviation. We have shipped products at scale for Nigerian banks and enterprise clients across the continent. RideFi is the company we are building for the commute we live every day.
Official launch June 12, 2026. We are starting in Nigeria because this is where we know the problem most precisely. Once the model is proven here, we expand.
Press, partnerships, or anything else, write to us at hello@ridefiapp.com.